Wednesday, 30 October 2013

Which city to live?




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Recently,two national weeklies, "India Today" and "Outlook - Money" carried articles giving the findings of the studies they carried out to arrive at the rankings of the places to live in. The article in India Today was on "Which are the Best and the Worst states of India" on the basis of quality of life and work. The article in the other weekly was on "Which are the Best cities to live in." For the readers of the Real state Reporters the studies are of immense value in making decisions about the places to live in, work or to invest. Earlier too there have been studies, but they were mostly confined to some specific purposes. Also they were based on hunches, expert views or interviews. For past few years a few foreign firms in real estate leasing like CB Richard Ellis Ltd, Jones Laing Lasalle have been regularly doing surveys to know about investment climate and trends in major metropolitan cities, mainly for their clients, since their post liberalization arrival.
Confederation of Indian Industries got a survey done recently but that was to find out most favourable climate from the investment point of view of industries. Rajeev Gandhi Institute of contemporary tudies too, I am told, carried out a study but that was to find the market condition, size and potentials. In both the studies, Delhi beats other metros hands down. But study conducted by OUTLOOK is different. It is to find out which city is better to live. By whom, may we ask? By all means. Market researchers have a particular jargon to defme this. They say most research done by them is for See A & B of the population. They are the people who had good education, enjoy steady income, their children go to English medium school, they love comforts, like to spend and dislike hassles. The rich have a place in every town. The poor have to eke out a living anywhere, any slum, any city where they can find a place to rest their head. The parameters for the study and the ranking were cushy jobs and income opportunities, finance network, prices of commodities of daily need, consumption levels, good housing, and safety from crime, transport, entertainment, pollution and weather. Quite a bagful.
The study considered 55 cities. The article goes on to describe how the data was collected and what weightage was given to each one of them. These are of interest to market researchers not for us, the see A & B crowd. Both S M Krishna and Chandrababu N aidugaru may explode in rage as neither Bangalore nor Hyderabad could get to the top. The pride of the place goes to Chandigarh. The credit, of course, goes to Le Corbusier and his Colleague Jenre, its designers who laid it out with a great vision of the future and the spirit of Punjabi who has a Zest for living and wants to live well. For living well a Punjabi can go to any extent and if required disciplines himself. That's why they form the bulk of army.
A westerner whichever assignment he is given makes through job of it. He places a great importance on planning. He collects substantial amount of data. The designers of Chandigarh studied climate, topography, natural wealth of the region, habits and idiosyncrasies of the people who are likely to inhabit the city and accommodated all of them. First and foremost I must mention Corbusier took a pledge from the government that there will be no personal statues in the city. Not stopping at it he also got it engraved in stone and got it embedded in the city hall. He knew what a great idolaters we are! One has to go around our Vidhana Soudha to observe how statues are springing up on the lawns. I have seen also statues of Anna, Gandhi, etc., in dilapidated conditions in many of the southern towns, definitely eyesores in busy places.
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He has laid out the city in grid pattern with very wide arterial roads and got them paved fully at the start. He made sectors of habitation look inwards i.e. no house or building has a front on the arterial roads. He knew how we encroach roads at the front. Bazaars were tucked into the heart of the sectors so that the chaos remains deep with in; Created green strips all along the city and forbade vehicles in them; Placed parks along natural valleys and fenced to prevent slums springing along them; dammed a seasonal rivulet to create a lake for recreational purpose. He also undertook a pledge from the Government that there will be no polluting industries in or near the town.
He encouraged private initiatives in beautification efforts. Otherwise how could Mr. Nekchand, a mere class IV employee of PWD create a world famous Rock Garden to the Lake? I was fortunate to be arrison Engineer of Chandhigarh Cantonment, which was still in initial stages of development, and by Nehru's order we had to ensure that everything planned there was to conform the Chandigarh planning egulations. This provided me with many opportunities of interacting with the town's planning team.
One could learn from the vision these masters have. Le Corbusier was known for his preference to vertical growth of the city. But as for as Chandigarh is concerned he has spread it far and wide and has given it low vertical growth, most appropriate for hot and dry climate. The top ten cities for good living according to survey are Chandhigarh, Chennai, Kolkatta, Hyderabad, Mumbai, Bangalore, Bhopal, Goa, Pondicherry and Ahmedabad. The six metros in the study are, Kolkatta, Mumbai, Chennai, Delhi, Bangalore and Hyderabad. Let us confine to Metros and see how Bangalore fares in this group.
Among the Metros the first place goes to Chennai in the overall ranking for all the parameters. Bangalore is 5th out of 6. Not something to boast of for people who dream of it as Singapore of India. This should not dishearten us but spur us to greater thinking and action. However, how Bangalore ranks with respect to each parameter should be interest to us.
For jobs and income Bangalore is at the top followed closely by Chennai and Hyderabad. For banking and finance net work, Kolkatta comes first followed by Mumbai and Bangalore. The quality lag between successive rankings is big. While Kolkatta hogs 86.4, Mumbai is 69.7 and Bangalore is 30.8. Anyone who has been to a Bank in Bangalore cannot but agree with the ranking. The leisurely dejaview attitude of banking staff is a class by itself. It takes anything between 15 minutes to half an hour to take out cash, twice that time to deposit. It . takes 6 weeks to get an ATM card after handing over the application.
This is my experience with a busy branch of a nationalized South based bank. Again in the prices, which matter to See A & B, which takes into account fruit and vegetable prices, education, medical fees, wages for services like maids and . servants Bangalore ranks fifth. The ranks of the rest of the Metros are Kolkatta, Mumbai, Chennai, Hyderabad and Delhi. I am sure the researches might not have taken into account the quality of service and the dependability of the service providers. If we take into consideration quality of service I might place Mumbai at the top. I have lived in almost all Metros except Secunderabad.
In consumption, Hyderabad tops the ranking; Bangalore is at the bottom. It should come as no surprise knowing the life style of Reddy's. But one wonders how Chennai could be two ranks above Bangalore. May be sober and prudent Madarasis have taken to conspicuous consumption in the footsteps of their leader, Amma Jayalalitha after her birthday bashes (or was it adopted son's marriage?). In housing too Bangalore is last but one, Kolkatta being at the bottom of the heap. This is no surprise, as the laws are antiquated, the cost of construction being one of the highest (cement costs nearly 1.3 times what it costs in Mumbai), t~e registration charges were the highest till a month ago, and landlords have the habit of providing minimum facility and expecting maximum rent. No built in furniture, ceiling fan, etc. In Delhi all these come along with the built space.
Here I must remind, once again, that the survey covers only Upper middle class. How does the housing statistics for the city as a whole look? Bangalore is deficient by 71,000 dwelling units. Less than 25% fthe population has access to household connection of both water and sewerage. About half the water connections get water once in two or three days. Bangalore has 289 registered slums. According to Karnataka Kolegeri Nivasagala Samyuktha Sanghatane, 66% of the dwellers do not have access to a toilet. Toilet complexes built under Nirmal Bangalore are unaffordable. The pipeline made by civic authorities in the slums is substandard and they are clogged, leaking and overflowing.
But, we the See A & B can turn a Nelson eye to these urban festers and walk past them covering our noses. In education too, Bangalore is 5th• Hyderabad and Chennai take the first and the second place. May be there is an overabundance of educational set ups in Bangalore, but the quality is abysmally low. Reader may recall, a decade ago, there used to be advertisements for vacancies, especially in engineering, with the rider, that Bangalore University graduates need not apply. In Health facilities, Bangalore is 3rd and Chennai stands first. Surprisingly, Bangalore is ranked first in safety and Delhi the worst. Police commissioners       may note             and        department       may rejoice. In transport Bangaloreranks the last and Hyderabad occupies the first place.
Thanks to tunnel vision of our city planners and their ostrich like attitude towards MRT we may still stay in the same place for quite some time. In pollution Bangalore is 4th and Chennai is the least polluted. In weather, of course, Bangalore is first. One sincerely would like to believe that city planners do not take the credit for it. If anything the credit should go to Almighty and Kempegowda for founding the city.
Another surprising result is Bangalore's ranking in entertainment. It is at the last place (sixth). Bangalore some time ago, boasted of highest number of cinema halls in the country. With so many gayana sabhas, western music concerts, pubs, racecourse with yearlong betting facility it's ranking should have been higher. The article also carries interviews with one or two prominent citizens of each- city. As far as Bangalore is concerned as could be guessed, they have gone over to Mr. Nandan Nilekani, the Infosys chief and taken his opinion. In his opinion it is the most livable city in India, has excellent climate, quality of life and a sense of warmth. It has great sense of community and high degree of inclusiveness. He also says it can do with better public transportation and town planning. What else can Head of Bangalore Agenda Task Force can say? He has said what is expected of him to say. But when I attend the World Environment Day, World Habitat Day and World Clean Air Day organized by Institution of Engineers I get a different feeling.
In these celebrations we hear of the drinking water scarcity, the widening gap between haves and have-nots and the high levels of Carbon mono oxide, Carbon di-oxide, Sulphur and suspended particles.
Actually the place to live in depends upon what key factor one is looking for which changes from time to time, age and from need to need. Even in the case of employment it depends upon the speciality, hetherit is IT, Finance, Stock market, Real Estate, Construction, etc. Once one has the decent employment one starts looking for other factors.
The strength of the outlook survey is that it provides ranking for 55 cities on key factors. Thus it provides a data base on which a person can narrow down his choice and then make further enquiry. As the article has said most of us fantasize about the distant hills, balmy air, raising kids in the lap of nature, away from the hustle bustle. It may not always be possible, even after retirement. With the absence of reliable social security and old age care, one may have to live with or near children unless they are all in USA or in some such distant land.
Which direction Bangalore has to take if the living and working conditions have improved? It is very difficult question. There are no packaged answers. But there is a great unanimity among urban planners that the migration should be drastically reduced. Migration accounts for half the growth of the city. It is only possible if employment opportunities of similar standards are created elsewhere in the state. The old concept of satellite town development near the city has failed miserably. New Bombay, Yalhanka and Kengeri can be quoted as examples. Ultimately they are absorbed into urban conglomeration and add to longer vehicular movement. Towns and cities far from Bangalore should be developed.
Cities which already have some infrastructure in place need to be taken up as new cities are a costly gamble. Karnataka fortunately is blessed with many cities which hold promise. Mysore, Tumkur, harwad, Mangalore are some of cities one can think of. Of them, Mysore and Dharwad are blessed with mild climate. Accessibility to Bangalore and to other global destinations, if ensured Mysore could rival Bangalore in becoming an attracti ve growth centre. Doubling of railway line between the two cities, its electrification and upgrading the present Bangalore - Mysore highway to 6 lane dual carriage way, improving the water supply of Mysore city are some of the investment friendly schemes.
We are told that Mr. Aziz Premji, Chairman WIPRO is so enamoured by Mysore that he would not mind developing its airstrip. Both the centre and state could think of private participation in all these projects including Railways.
Completion of the Railway line between Mangalore and Hassan, inclusion of it in the newly created railway zone, pri vatising of power generation and - distribution in the city, improving the municipal infrastructure, improving the aerodrome are some of the measures one can think of. Dharwad has a history of neglect dating back to the old Bombay province. State reorganization has not brought any noticeable development. The blame rests with the politicians of the area.
This apart what else to improve Bangalore? I would go with three simple suggestions put forward by Bittu Sahgal, well known environmentalist. He suggests government to be facilitator for more housing, beefing up of water services, health services, education and transport. Develop the rural inter connectivity with good roads, restore the health of lakes, detoxify the lakes, and encourage non polluting cottage industries.
For those who are looking for far from the maddening crowd retirement around Bangalore, one would recommend Hosur, specially the township Titan is creating there. Hosur was known as Little England for its climate, is now well connected by road from Bangalore, and has good educational facility, healthcare centres have developed in Electronic City.
Titan township is designed by well known architects and town planners, well laid out, has plenty flandscaping and greenery, round the clock electric and water supply and a decent crowd. And lastly no pollution.

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Monday, 28 October 2013

ARCHITECTURE


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Feng Shui is the Chinese philosophy regarding how one can live in har- mony with nature. It is balance be- tween the universe and the individual's personal space. With the help of Feng Shui, one can tap the best of the posi ti ve energy to enhance one's health, wealth happiness and acquire good fortune. The literal translation of Feng Shui means 'wind' & 'water' - wind & water are two things in nature that are abso- lutely necessary for all living beings and indicate constant movement, likewise in the life of human beings, constant movement is necessary oth- erwise stagnation occurs. Energies stagnated, brings misfortunes and ill health.
Every single thing is made of energy. We must see to it that posi- tive energy is generated and moved around all the time. For this, please remember to respect space. Create space in your house by designing it in such a way that you never overcome with the feeling of claus- trophobia. Rooms should not sur- round you with feelings of narrow- ness. Let your house breathe. Open your house to natural light and air. Let your main door be facing an empty space, "the outside bright hall effect" and let it open into an empty space, which is the "inner bright hall" where energies can accumulate before moving and meandering gently all over your house and energizing it. 

Shape of the plot or flat has an important bearing on yourlife. Please choose a house / flat which has a regular shape and has no missingcorners. Let your ar- chitect plan it in such a way that your house retains theregular shape and does not be- come L or U shaped or any other odd shape. Let your interior decoration Abha Pandey also not get carried away with making missing corners with par- titions etc. Each and every corner has importance in your life. All the directions playa role in en- riching your life with their par- ticular bounty. This includes the middle of the house also. Sharp and jutting corners, overhead beams, exposed beams, pillars in the house, pillars in the middle of the rooms are not quite the things to have around. Theses can be rounded up, beams can be dis- guised; false ceilings can also be put to hide the exposed beams. 

You may also design a place as not to have two, three or more doors in a straight line. Let the front and the back door not be op- posite each other. See that your windows are not directly opposite the doors / or other windows. This is a sure way of letting the good energy escape quickly. Let the main door be designed, bigger than the other doors which are sec- ondary doors.
These guidelines are given, so that, you can get your home de- signed to get the maximum benefit of your good luck. Your main door is one of the most important feature in your house. We shall discuss "MAIN DOORS" in our next issue.

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Purchase of Agricultural Land

Purchase of Agricultural Land

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Purchase of agricultural Iand Involves compliance of vanous statutes, in addition to the regular acts like transfer of property, registration acts, stamp acts, Indian contract act. There are various restrictions on sale / purchase of agricultural land, which are imposed in Karnataka Land Reforms Act 1961, Karnataka Land Grant Rules 1969. Karnataka Village Officers Abolition Act 1961, Karnataka Land Revenue Act 1961, BDA Act 1976 and Land Acquisition Act (Central) 1976.
These restrictions on purchase / sale of agricultural land are applicable only in Karnataka, and many ther states do not have such restrictions. We shall first understand the words agricultural land, agriculture, agricultural labour and agriculturalist. The word Agriculture encompases aquaculture (fishery), horticulture, raising of crops, grass, garden products, dairy farming, poultry farming, breeding oflive stock (animal husbandry) grazing. 

Any land which is used and capable of being used for any of above purpose is an agricultural land. Agricultural land does not include house sites or land used exclusively for non-agricuItural purpose. Verification ofrevenue records is necessary to ascertain whether the land is agricultural land or not.
A person who cultivates land personally, that by himself or by the members of his family or by hired labourers / servants under his personal supervision or of his family member, is an agriculturist. Wages to the servants / laboures should not be in the form of share in the crops, but may be paid in the form kind or cash.
A person who lives mainly on the earnings out of manual labour on agricultural land including the one who prepares agricultural implements is an agricultural labourer. 

Karnataka land reforms act 1961 has put certain ceilings on agricultural land holdings per family / per person. Family includes, the indivi dual, wife or wives, minor sons and unmarried daughters. The ceiling is Ten units. If the family comprises more than five members, an additional two units per every member in excess offive is allowed subject to maximum 20 units. In case of tennant, it is 40 units.
The area of unit differs with the class of the land. Land is classified in to 4 classes based on irrigation facilities. Land having assured irrigated facilities from government canal, government tanks by which two crops of paddy or one crop of sugarcane can be cultivated in a year is A class lands. 1.3 acres of A class land is one unit. Lands with assured irrigation from government canal, government tank by which only one crop of paddy can be cultivated or lands irrigated by lift irrigation project of state government by which two crops of paddy or on crop of sugarcane can be cultivated in a year is 'B' class land. 2.5 acres of 'B' class land is one unit.

                Lands irrigated from government sources of irrigation including lift irrigation, but not A or B type, rainfed lands where paddy or areca is grown, or lands irrigated by lifting the water from govt. cannal, govt. tanks but the pumping installation is provided by the land owner is 'C' class land. 3 acres of 'C' class land comprises one unit. Lands classified as dry but not having irrigation facilities from govt. source is 'D' class lands. 5.4 acres of "D" class lands is one unit. Holding the agricultural land beyond the ceiling limit is not allowed. Likewise disposing of land held in excess of ceiling limit is also not allowed unless declarations are filed which are referred to land tribunals. Apart from the ceiling on holding the agriculturist the Karnataka Land Reform Act 1961 has put certain restrictions on the purchaser. 

As per section 79 A of Karnataka Land Reforms Act 1961, any person or family or joint family having income pot less than Rs. 2 lakhs per year from non-agricultural source is not eligible to acquire any agricultural land in any capacity as landlord, Further any person other than one cultivating the land personally is not eligible to hold agricultural land (See 79B). One should be an agriculturist before 1-3-1974. Likewise sale of agricultural land, including the sale in execution of a decree of a civil court, or for recovery of arrears of land revenue, gift, exchange, lease is not lawful to a person who is not an agriculturalist or agricultural labourer or to a person, who holds the land in excess of ceiling limits (See 80). Karnataka Land Grant Rules 1969 deals with agricultural lands granted by the government. The grantee is not allowed to sell the land for a period of 15 years from the date of taking possession of the land. Thereafter only with the permission of the government, such lands could be sold.

In case of lands granted to the members of the scheduled castes and scheduled tribes, the alienation of the land is totally prohibited and if alienated the ownership revert back to the government. Usage of the agricultural lands for any purpose other than agriculture is not allowed unless it is converted for non-agricultural purpose with the permission of the government and also on payment of prescribed fee.
In case of lands, where occupancy has been granted by the tribunal under Karnataka Land Reforms Act 1961, sale of such land is not allowed for a period of 15 years from the date of the certificate of occupancy.
Likewise restrictions on alienation of agricultural land exist in case of i nam lands, agricultural lands conferred under the provisions of Karnataka Village Officers Act, 1961, land under notification of Land Acquisition Act, BDA Act. Karnataka Land Reforms Act 1961 has exempted certain lands from the provisions of sections 63, 79A, 79B and 80, where the land is used for: 


The purchaser should thouroughly examine the various aspects and avail the services of an advocate well versed in property matters particularly agricultural land. If the purchaser is not an agriculturalist, it is advisable to insist on conversion of land to non-agricultural purpose, before purchase.



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National Consumer Forum Decision Against BDA




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Here is astory of a common man who successfully fought against the whims of BangaloreDevelopment Authority. Sri. Godapal Babu was excited, when he received a siteallotment letter from BDA. At last after six attempt he had his dream realized.He had applied for an allotment of site on six occasions, under stategovernment employee category as well as general public category. But hishappiness was shortlived as the BDA send a cancellation letter that too withoutassigning any reason. Many trips to BDA office proved futile to know the reasonfor cancellation. Sri. Godapal Babu approached district consumer forum whichpassed orders in favour of complainant. District consumer forum held that sum of total of all attempts made under all and every category under BDA (allotment of sites) rules 1984 should be treated as attempt for arriving at allotting the sites. As usual BDA challenged the order and approached state commission where the verdict went in favour of Godapal Babu. BDA a went in appeal to national commission. The allotment of sites is guided by four parameters prescribed in BDA (allotment of sites) rules 1984, martial status of the applicant, income of the applicant, number of attempts made, and whether any land of the applicant is acquired by BDA. Both the district forum and state commission felt that all attempts, irrespective of the category should form the basis for allotment, whereas BDA maintained that the number of attempts in each category should be the basis of allotment of sites. 

National commission has to decide whether the total number of attempts in all categories are attempts under each category separately should form the basis of allotment. Relying on judgement of Hon. Supreme Court, in case of Lucnow Development Authority VS MK Guptha, in national commission held that more liberal interpretation of rules need to be given by statutory authorities, while dealing with common man.
Upholding the decision of the lower forums the NC has said that a plain reading of the BDA ules makes it clear that at best it is silent on the point that number of attempts to be read in each category separately or altogether. So when the lawis silent on a point, the benefit will go to the complainant. Further the NChas held that cancelation of allotment with-out sufficient ground is certainlya deficiency.

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